One of the blessings of being married in my 20's is having developed the skills to see the "beauty" of money in a mature way.
1. Pay an Honest Tithe
Marvin Ashton said, "successful financial management in every LDS home begins with the payment of an honest tithe." It is our goal to be honest with out tithes. We've been doing this before we got married so it never is a problem at all. We just pay out tithes online. Thanks to BPI for making it possible with ease. No matter how meager we earn, we make sure we put this first.
2. Use a Budget
Even before I got married, I already keep track of my expenses. It requires diligence to really take note of daily expenses to the very cent. It takes 100% discipline to stay on your budget. As in!
Money management when mastered is an accomplishment. Spending patterns is way different when you are single compare to when you you are married. But because I was able to see things in a wider perspective, seriously I was able to save more when I got married. Plus there's a husband who is your partner in money matters.
I usually get hold of the money so I also create a budget plan for certain categories like food, home investment, retirement fund, savings, transportation and apartment rent. The secret is really to just stick to your budget no matter how enticing advertisements are.
There's evaluation time at the end of the months so we can see where our money go.
Tuesday, November 24, 2015
Monday, November 23, 2015
Wednesday, November 18, 2015
TRUST
Goal for this year is to finish reading the Old Testament! I'm in Proverbs now. Proverbs 3:5-6 is really well known. It always reminds me to trust in the Lord's timing and to acknowledge his presence in my life. He is the ultimate source of my strength.
Good things happen to those who put him first.
This is a photo of my own scriptures. I love marking a lot when I study. I have the gospel library app in my phone but I still prefer to read the scriptures that I can touch and mark. Call me old school, but I still prefer reading books than ebooks.
So, whoever who may come across this today, remember you are loved and you matter to Him. Just keep on trusting!
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